your budget people talk you'll say you know I just rather get gift cards -- easier to do it faster and I'm done. But using his avoid doing that and there's good reason you always spend more on someone when you parse them a gift card than you would against. Think about you won a going to get a lovely scarf he -- fifty dollars car for twenty dollars why you getting gift card -- was between dollar get a candy thank. No I dated may wish to bump it up to 25 yeah you've already spent 35 dollars so it's much easier if you plan to get -- against. And get it in the discount than buying a gift card with the dollar -- attacked him seeing and speaking of getting things at a discount. Planning your holiday travel now at the time for us to start doing now yes the concede to you get to know what airfare costs if there's attractive there's trip that you wanna take. That we know exactly what you can expect as far as calls he can check flights to get the best price to get creative. -- this -- is yes and and copy could not entertaining now's a great time if you're going to make handmade gift . To get started that we can put the time an effort to make it something that's beautiful and lovely. What happens is people using -- to the holidays in and they wanted to start our -- they run at a time they end up buying a guest spending -- and I know with the economy it's cup a lot of people are saying I just don't have the extra money to buy all these gifts for all these people so you have a great tip for creating new holiday tradition yes it's important that a lot of people are dealing with the reduce eye reduction in there and -- He don't have to keep the same holiday tradition has always had in creates a new traditions and senate -- expend an exorbitant amount. On gifts for your children stuff a stocking and lots of great -- find different ways like homemade -- to -- you know doing a purchase gift for someone. You don't have to stick with the same amount that you spent last year. I just it's here but it
are going to be packed there's gonna be long lines in your gift -- gonna be. Grow out of woodwork so why not prepare yourself this year I think money in the process the parking Davis is here she's been dead diva. And she's got some tips for you even if we don't wanna think about the fact that the holidays are just a few months away your right -- yes sending its top it's warm outside you don't mind about the holidays but now department time to start planning. Hey need to start first offsetting your budget. -- through an entire -- for. How much of -- then. -- and start shopping so you're not tempted by the twinkling lights and attends all and I have a great budget -- Yes and you can go ahead and start early if you go ahead and just start saving three dollars a day. From now until holidays . Our Christmas so -- about 450 dollars saved up for your holiday shopping and you can even start about buying may be one gift . Her paycheck it yet to paychecks a month. But ten gets RD purchased by the time Christmas rolls around OK you got